You Don’t Have to Sell Your Business to Solve a Capital Problem.
Whether you’re looking for liquidity, planning a transaction, refinancing existing debt, or funding growth — REAG helps you understand what capital options are available and how to structure the right one for where you want to go.
25+ years across government guaranteed lending, commercial lending, non-bank financing, and private credit markets
We structure complete capital stacks — senior debt, junior capital, mezzanine, subordinated financing — to solve problems single lenders can't
Concise, transparent, consistent communication with clients and lenders throughout every phase
A rigorous, structured approach that positions your deal to the right capital sources and drives it through closing
Partner with REAG to navigate your capital needs with confidence.
Revenue up to
EBITDA
You don’t need to have a deal in motion to engage us. Most clients come to us with a question, not a solution.
You Want Liquidity Without a Full Exit You’ve built real value in your business and want to access some of it — without giving up control or walking away. A majority recapitalization or structured equity arrangement can allow you to take chips off the table while retaining a controlling interest and continuing to participate in future upside.
Your Existing Debt Is Becoming a Problem If existing debt is restricting your flexibility, tightening cash flow, or creating covenant pressure, it may be time to rethink the structure. Refinancing or restructuring your capital stack can lower your cost of capital, extend your runway, and give you room to operate.
You Want to Grow or Acquire But Need Capital You’ve identified the opportunity — a competitor to acquire, a market to enter, equipment that changes your capacity. Growth capital and acquisition financing can be structured to align with your financial and operational goals.
You’re Evaluating a Transaction and Need to Understand Your Options Debt structure matters — before, during, and after a deal. The wrong capital stack can limit what you can execute or constrain your operations post-close. Working through financing options early is one of the highest-leverage things you can do.
Your Business Is Under Pressure and You Need Options Debt covenants being tested, a cash flow crunch, a lender relationship getting difficult — these situations feel isolating but are rarely without options. Structured capital solutions can stabilize a situation before it becomes a forced transaction. The earlier you engage, the more options remain available.
First-Time Acquirers Business owners confident in their market but new to acquisition mechanics. Entrepreneurs who are uncertain about what’s realistic in today’s financing environment. We help you understand what’s possible before you’re committed to a path.
You don’t need to have a deal in motion to engage us. Most clients come to us with a question, not a solution.
Your Business Is Under Pressure and You Need Options<span style="font-weight: 400;">Debt covenants being tested, a cash flow crunch, a lender relationship getting difficult — these situations feel isolating but are rarely without options. Structured capital solutions can stabilize a situation before it becomes a forced transaction. The earlier you engage, the more options remain available.</span>
Your Existing Debt Is Becoming a ProblemIf existing debt is restricting your flexibility, tightening cash flow, or creating covenant pressure, it may be time to rethink the structure. Refinancing or restructuring your capital stack can lower your cost of capital, extend your runway, and give you room to operate.
You Want to Grow or Acquire But Need Capital You've identified the opportunity — a competitor to acquire, a market to enter, equipment that changes your capacity. Growth capital and acquisition financing can be structured to align with your financial and operational goals.
You're Evaluating a Transaction and Need to Understand Your OptionsYou Want Liquidity Without a Full ExitFirst-Time Acquirers Business owners confident in their market but new to acquisition mechanics. Entrepreneurs who are uncertain about what's realistic in today's financing environment. We help you understand what's possible before you're committed to a path.
Our proven process is designed to match your situation with the right capital and drive it through closing.
Understanding your business, your goals, and your capital needs. What are you trying to accomplish? What does your balance sheet look like? What constraints are you working within? This shapes everything that follows.
Building comprehensive models across multiple scenarios — base case, upside, downside, stress — so you and potential lenders can see exactly how a structure performs. What debt level is sustainable? What covenant packages are realistic? We answer these before a lender asks them.
Identifying the right capital sources for your specific profile and preparing materials that build confidence and anticipate objections. Not every deal goes to the same lender. Matching matters.
Managing lender relationships through closing — optimizing terms, managing timelines, and coordinating every moving part. We stay involved throughout to ensure your capital structure performs as designed.
You don’t need to have a deal in motion to engage us. Most clients come to us with a question, not a solution.
You Want Liquidity Without a Full Exit You’ve built real value in your business and want to access some of it — without giving up control or walking away. A majority recapitalization or structured equity arrangement can allow you to take chips off the table while retaining a controlling interest and continuing to participate in future upside.
Your Existing Debt Is Becoming a Problem If existing debt is restricting your flexibility, tightening cash flow, or creating covenant pressure, it may be time to rethink the structure. Refinancing or restructuring your capital stack can lower your cost of capital, extend your runway, and give you room to operate.
You Want to Grow or Acquire But Need Capital You’ve identified the opportunity — a competitor to acquire, a market to enter, equipment that changes your capacity. Growth capital and acquisition financing can be structured to align with your financial and operational goals.
You’re Evaluating a Transaction and Need to Understand Your Options Debt structure matters — before, during, and after a deal. The wrong capital stack can limit what you can execute or constrain your operations post-close. Working through financing options early is one of the highest-leverage things you can do.
Your Business Is Under Pressure and You Need Options Debt covenants being tested, a cash flow crunch, a lender relationship getting difficult — these situations feel isolating but are rarely without options. Structured capital solutions can stabilize a situation before it becomes a forced transaction. The earlier you engage, the more options remain available.
First-Time Acquirers Business owners confident in their market but new to acquisition mechanics. Entrepreneurs who are uncertain about what’s realistic in today’s financing environment. We help you understand what’s possible before you’re committed to a path.
Understand current readiness, value drivers and potential transaction issues.
Address the issues most likely to affect value, timing and buyer confidence.
Move forward with greater clarity around whether, when and how to pursue a transaction.
Founder-led, family-owned, or closely held businesses Typically up to $250 million in revenue and up to $25 million in EBITDA Often 12–36 months from a potential transaction, recapitalization, or before a liquidity decision is made Not yet committed to a path, but want clarity on value, timing, and options
CPAs, wealth advisors, attorneys, and Certified Exit Planning Advisors (CEPAs) Supporting clients facing significant capital or liquidity decisions Looking to improve client preparedness before a formal process begin
Our proven process is designed to match your situation with the right capital and drive it through closing.
Properly structured debt typically achieves competitive rates and favorable covenant packages — not because we negotiate harder, but because the structuring is rigorous and clear. When deals are modeled with precision, approval becomes more certain and closing more predictable.
Strategic covenant packages and appropriate debt levels mean you can manage your business without constantly fighting lender restrictions. The right structure gives you room to make decisions — not just survive them.
We structure capital strategically — senior debt, junior capital, mezzanine financing, subordinated debt, and equity-like instruments when needed. We tap into the full spectrum of capital markets, including private credit and mezzanine funds, to fill gaps that single lenders can't cover.
REAG also works alongside Certified Exit Planning Advisors (CEPAs) and other advisors throughout the full exit planning process — from the earliest Discover and Prepare phases through formal ownership transition. Transaction Readiness Advisory provides the independent M&A perspective that complements legal, tax, and financial planning work.
Call us at 833-333-REAG (7324) or email info@reag.com
Are you a family office, private fund, or institutional lender seeking quality middle market deal flow?
REAG partners with select capital sources to match professionally structured transactions with appropriate financing partners. Our rigorous underwriting and financial modeling deliver the deal quality and preparation institutional lenders expect.
What We Offer Capital Partners:
Ideal Capital Partners: Family offices seeking direct lending and private debt opportunities. Private credit funds and direct lenders focused on middle market. Non-bank institutional lenders with flexible capital structures. Mezzanine and subordinated debt providers. Unitranche and one-stop financing sources. SBIC funds and alternative capital providers.
Our financial rigor means you receive professionally prepared investment opportunities with realistic projections, clear risk profiles, and strategic clarity — not optimistic spreadsheets.
Ready to discuss partnership opportunities?
Transaction Readiness Advisory prepares owners for what comes next. When the time is right, REAG’s other services execute the strategy:
A broker connects borrowers to available lenders. We structure optimal debt solutions through comprehensive financial analysis, deep lender relationships, and integration with your overall strategy. The difference shows up in outcomes: better economics, faster closings, and capital structures that actually support your business plan rather than constrain it.
No. Many clients come to us before a specific transaction is in motion — to understand their options, pressure-test a strategy, or think through what capital structure makes sense. Earlier engagement almost always produces better outcomes.
It depends on deal complexity, lender availability, and how quickly quality financial information is available. The three most influential factors are those same three. Properly structured deals with solid information move faster.
Yes. Government guaranteed lending (including SBA, USDA, SBIC, and other programs) is a strong source for many lower middle market transactions. REAG has deep relationships and expertise in government guaranteed lending structuring. We evaluate whether government guaranteed, conventional bank, non-bank lenders, private credit, or a mix of sources makes the most sense for your specific situation.
Absolutely. This is one of our specialties. We regularly combine term loans with revolvers, layer seller financing with bank debt, or integrate sale-leaseback components. Multi-source structuring often solves problems that single lenders can't.
This is where our depth of capital market access creates real value. We analyze the feedback, restructure if needed, and tap into alternative debt markets — private credit funds, mezzanine lenders, subordinated debt providers, family offices, and non-bank capital sources. Deals declined by traditional banks often find success in other markets.
Reach out sooner rather than later. The earlier we can assess a situation, the more options are typically available. Structured capital solutions — refinancing, balance sheet relief, mezzanine layers — can stabilize things before a forced transaction becomes the only path.
Our primary focus is structuring and closing. That said, we maintain lender relationships and can support post-close challenges — covenant management, refinancing, structure adjustments — if needed.
Ideally once you have a specific initiative in motion or are seriously exploring acquisition, recapitalization, growth, or asset purchase options. The earlier you engage, the better we can integrate debt strategy with your overall business plan.
Yes. Many clients benefit from both services working together. Strategic Planning helps you identify opportunities; Debt Advisory executes the financing strategy. Other clients come with a specific financing need already identified and only need debt advisory. We adapt to where you are.
This is common, especially for acquisitions with higher leverage or businesses that don't fit standard bank underwriting. We structure complete capital stacks by layering senior debt with junior capital, mezzanine financing, or subordinated debt to bridge the funding gap. If you've been declined by banks or face a funding shortfall, we tap into markets most advisors don't reach.
See what our clients say about us
Manufacturing – Strategic Legacy Transition
“[REAG] absolutely, without debate, worked in our best interest, solved problems (most of the time before they came about) and did whatever was needed to get us the best possible deal both short and long term.” — Fuzion Technologies, Inc.
Fuzion Technologies, Inc.
“[REAG] absolutely, without debate, worked in our best interest, solved problems (most of the time before they came about) and did whatever was needed to get us the best possible deal both short and long term.” — Fuzion Technologies, Inc.
A Christmas Story House & Museum
“When I went to sell my business, I was on the fence about hiring a broker. I thought I could probably handle it myself. I was a capable businessman. How hard could it really be? In the end I relented and interviewed multiple brokers and REAG stood out from the crowd. I quickly learned I was wrong about handling the transaction myself. The complexity of the transaction from writing a CIM, to financials, to marketing and more would have been too much for me to handle on my own. I am grateful to REAG for gently encouraging me to use their services for my own sake. Without them, I would have failed miserably. The team was amazing and took care of everything I needed.”
A Christmas Story House & Museum
A Christmas Story House & Museum
“When I went to sell my business, I was on the fence about hiring a broker. I thought I could probably handle it myself. I was a capable businessman. How hard could it really be? In the end I relented and interviewed multiple brokers and REAG stood out from the crowd. I quickly learned I was wrong about handling the transaction myself. The complexity of the transaction from writing a CIM, to financials, to marketing and more would have been too much for me to handle on my own. I am grateful to REAG for gently encouraging me to use their services for my own sake. Without them, I would have failed miserably. The team was amazing and took care of everything I needed.”
Manufacturing – Successful Legacy Transition
“Every part of the 8-month process to transition my business was purposely motivated, diligent, detail oriented, and considerate of all of my business skills and requirements.” — Kadee Industries
Kadee Industries
“Every part of the 8-month process to transition my business was purposely motivated, diligent, detail oriented, and considerate of all of my business skills and requirements.” — Kadee Industries
Schedule a discovery call with our senior advisory team so we can understand your needs.
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